CareCredit
Deferred-interest financing of 6, 12, 18, or 24 months. Pay it off within the promotional window and there is no interest. Apply online or at the office.
Apply at CareCredit →Payment Options & Financing
Cost should not stand between you and getting out of pain. We accept most major PPO insurance plans, HSA and FSA cards, all major credit cards, CareCredit deferred-interest financing, and in some cases offer in-house split-pay across visits.
Payment options at a glance
HSA / FSA
Use pre-tax dollars from your health savings account or flexible spending account. Endodontic treatment is fully HSA/FSA-eligible.
Major credit cards
Visa, Mastercard, Amex, and Discover all accepted. Many cards offer 0% promotional rates that work for shorter timelines.
In-house split-pay
For multi-visit treatment plans, we can sometimes split the cost across visits with no interest. Ask the front desk at your consultation.
Frequently Asked Questions
- Do you offer payment plans for a root canal?
- Yes. We accept CareCredit (deferred-interest plans up to 24 months), HSA and FSA cards for tax-advantaged payment, and in some cases offer in-house split-pay across two visits. The best option depends on the size of your treatment plan; we work it out at the consultation.
- Does CareCredit charge interest?
- CareCredit offers deferred-interest plans of 6, 12, 18, or 24 months. If you pay the balance in full within the promotional window, no interest is charged. If you do not, interest is charged retroactively to the original purchase date — so plan to pay it off within the term.
- Can I use my HSA or FSA?
- Yes. Endodontic treatment is HSA- and FSA-eligible. Bring your card to the visit. The advantage is paying with pre-tax dollars, which effectively reduces the cost by your marginal tax rate.
- Do you discount for paying cash up front?
- We do not currently offer a cash discount, because most patients use insurance and the difference is rarely significant. We do offer transparent, written estimates and itemized receipts so you always know what you are paying for.
- What if I cannot afford the treatment?
- Call us anyway. We can often phase treatment over multiple visits, recommend a different procedure that costs less, or refer you to a dental school clinic for the most affordable specialist option in the metro. Tooth pain rarely waits, and we want you to get out of pain regardless.
See insurance plans accepted for the carrier list and benefits-verification process.